Each QPQ member has an initial health screening that establishes his or her baseline data (e.g. blood pressure, cholesterol levels, weight, etc.). These data would then determine a member's specific “health allowance,” or a range of health measurements in which that specific member may vary during a particular time period. If, during subsequent health screenings, the QPQ member reaches a health state below her health allowance, she is given a health enhancement credit. For instance, if Jane reduces her cholesterol level to 170, ten points below her 180-200 health allowance, she is awarded ten health enhancement credits, and Jane has several ways to utilize these credits.
First, Jane can sell her ten credits to QPQ for money.
Second, Jane can sell the credits to other QPQ members. Why? Consider Jim, a QPQ member who owes QPQ compensation because he exceeded his cholesterol health allowance by 5 points. However, Jane can sell five of her health credits (while she keeps the remaining five) to Jim for an amount less than the amount Jim owes to QPQ but for more than what she would receive from QPQ. Therefore, there is an economic market in which the QPQ system can function: in this situation, cholesterol is reduced overall by five points, Jim saves costs, Jane earns extra profit for her additional reductions, and the total medical costs are reduced.
Finally, Jane can either bank her credits for future use or she can trade the credits within a personally-defined “Health Circle” of a specific number of family and friends. Therefore, Jane can trade her credits with her mother Joan who can use them to offset her own health care costs.
First, Jane can sell her ten credits to QPQ for money.
Second, Jane can sell the credits to other QPQ members. Why? Consider Jim, a QPQ member who owes QPQ compensation because he exceeded his cholesterol health allowance by 5 points. However, Jane can sell five of her health credits (while she keeps the remaining five) to Jim for an amount less than the amount Jim owes to QPQ but for more than what she would receive from QPQ. Therefore, there is an economic market in which the QPQ system can function: in this situation, cholesterol is reduced overall by five points, Jim saves costs, Jane earns extra profit for her additional reductions, and the total medical costs are reduced.
Finally, Jane can either bank her credits for future use or she can trade the credits within a personally-defined “Health Circle” of a specific number of family and friends. Therefore, Jane can trade her credits with her mother Joan who can use them to offset her own health care costs.
How: QPQ Will Work
